Saturday, January 06, 2007

Cheap Auto Insurance

It's time once again for me to search for cheap car insurance. I've done progressive, geico, and now state farm. I even switched back and forth between geico and progressive as they gave me better offers.

Having never had to claim anything against my own auto insurance company, its more of a nuisance than anything else, but at least I can be comfortable having coverage. Mostly I'm worried about getting hit by some uninsured person who sends me to the hospital. This is why I go for the 100k/300k uninsured motor vehicle coverage, even on my motorcycle. This almost came in handly when I was rear ended by a mexican national a few months back, but the damage was superficial on my car, which already has more than 200k miles, so I didn't bother doing anything about it.

So back to the search; I've been seeing these cool commercials from with animated motorcycle and car drivers, and it propogates itself as the insurance for the hip set. I'm not sure if I'm hip, but at least I can use a more computerized internet friendly company. I just filled out the quote info and they would indeed save me a few bucks. Then they also have a comparison search, which is something progressive likes to advertise, and it showed a far cheaper price. So off I go to some other website, and after giving away all my sensitive personal information, the new website, travellers, tells me the quote is even higher than what I'm paying now. So much for comparison searches.

After all is said and done, I decided to just stick with state farm. In this technological age it seems nice to just have some guy to call up and complain to, if anything did happen. I think my agent wasn't able to conceptualize my views about the fate of the stock market and retirement plans, but that is for another post.

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