Saturday, January 06, 2007
Student Loan Consolidation
After the many years I've spent in college, and the many years I have yet to come, I've certainly racked up my share of student loans. There are a few companies out there to help consolidate them, and I've looked into many. Then of course after you do choose one, it will probably be bought out by another company, so maybe they are all the same one. I'm not sure, but remind me that I have to consolidate once again, as I seem to have two companies asking me for money now. Yuck.
Cheap Auto Insurance
It's time once again for me to search for cheap car insurance. I've done progressive, geico, and now state farm. I even switched back and forth between geico and progressive as they gave me better offers.
Having never had to claim anything against my own auto insurance company, its more of a nuisance than anything else, but at least I can be comfortable having coverage. Mostly I'm worried about getting hit by some uninsured person who sends me to the hospital. This is why I go for the 100k/300k uninsured motor vehicle coverage, even on my motorcycle. This almost came in handly when I was rear ended by a mexican national a few months back, but the damage was superficial on my car, which already has more than 200k miles, so I didn't bother doing anything about it.
So back to the search; I've been seeing these cool commercials from esurance.com with animated motorcycle and car drivers, and it propogates itself as the insurance for the hip set. I'm not sure if I'm hip, but at least I can use a more computerized internet friendly company. I just filled out the quote info and they would indeed save me a few bucks. Then they also have a comparison search, which is something progressive likes to advertise, and it showed a far cheaper price. So off I go to some other website, and after giving away all my sensitive personal information, the new website, travellers, tells me the quote is even higher than what I'm paying now. So much for comparison searches.
After all is said and done, I decided to just stick with state farm. In this technological age it seems nice to just have some guy to call up and complain to, if anything did happen. I think my agent wasn't able to conceptualize my views about the fate of the stock market and retirement plans, but that is for another post.
Having never had to claim anything against my own auto insurance company, its more of a nuisance than anything else, but at least I can be comfortable having coverage. Mostly I'm worried about getting hit by some uninsured person who sends me to the hospital. This is why I go for the 100k/300k uninsured motor vehicle coverage, even on my motorcycle. This almost came in handly when I was rear ended by a mexican national a few months back, but the damage was superficial on my car, which already has more than 200k miles, so I didn't bother doing anything about it.
So back to the search; I've been seeing these cool commercials from esurance.com with animated motorcycle and car drivers, and it propogates itself as the insurance for the hip set. I'm not sure if I'm hip, but at least I can use a more computerized internet friendly company. I just filled out the quote info and they would indeed save me a few bucks. Then they also have a comparison search, which is something progressive likes to advertise, and it showed a far cheaper price. So off I go to some other website, and after giving away all my sensitive personal information, the new website, travellers, tells me the quote is even higher than what I'm paying now. So much for comparison searches.
After all is said and done, I decided to just stick with state farm. In this technological age it seems nice to just have some guy to call up and complain to, if anything did happen. I think my agent wasn't able to conceptualize my views about the fate of the stock market and retirement plans, but that is for another post.
Mesothelioma
I found this great photo while perusing flickr. One thing you have to watch out for when urban exploring is asbestos. This is why urban explorers often wear P100 respirators. The dangers of asbestos inhalation are mesothelioma, asbestosis, interstitial fibrosis, pneumoconiosis and lung cancer. These diseases can take years to develop, so you wouldn't know you had them for some time.
When exploring abandoned buildings, look out for crocidolite and amosite asbestos, known as amphibole asbestos, as they are the most dangerous forms. Of course, since we aren't experts on this stuff, we'll just protect ourselves as we can. Many urbexers choose to wear P100 respirators for protection. 3M makes a decent respirator that can be found on ebay for about $20, medium size seems to work for most people. The filters are pink though.
The other thing to note is that the people who have cancer now often were handling it in close proximity for years. I wonder if just being in a building for a day is all that harmful.
You can read more about asbestos dangers and mesothelioma and other asbestos related cancers here Handyman asbestos page and here Mesothelioma site.
When exploring abandoned buildings, look out for crocidolite and amosite asbestos, known as amphibole asbestos, as they are the most dangerous forms. Of course, since we aren't experts on this stuff, we'll just protect ourselves as we can. Many urbexers choose to wear P100 respirators for protection. 3M makes a decent respirator that can be found on ebay for about $20, medium size seems to work for most people. The filters are pink though.
The other thing to note is that the people who have cancer now often were handling it in close proximity for years. I wonder if just being in a building for a day is all that harmful.
You can read more about asbestos dangers and mesothelioma and other asbestos related cancers here Handyman asbestos page and here Mesothelioma site.
Subscribe to:
Posts (Atom)
Digg
Del.icio.us